Lend.in is engineered using pre-built components and IP that transforms existing loan processes by leveraging emerging digital technologies, Machine Learning and Business Intelligence to solve critical business challenges and help enterprises serve their customers better.
Lend.in comprises of smart modules which streamline and automates end to end loan process. It handles numerous complexities delivering ‘bionic’ or ‘straight through processing’ of loan products with minimal or no offline touch points.
It is built on a highly secure platform that enables seamlessintegration with third-party applications and has the capability to launch new loan schemes with agile development sprints. The idea to scale, evolve and continuously improve the loan processing by leveraging customer centric design and new age technologies is brought live using Lend.in
Omnichannel Origination & Interaction
Powered by APIs and microservices driven architecture the solution
enables Omnichannel origination and interaction across channels
such as Web, Mobile, Kiosk, Salesforce tablets etc and helps lending
enterprises reduce customer drop-os and provide seamless
Flexibility to cater to growing business needs
The Lend.in provides the much-needed flexibility to business teams
to create end–to-end loan journeys based on their business
requirements. Also, allows them to quickly add or change business
workflows. Due to platform’s service oriented architecture, the
business teams also get flexibility to power any design on the
presentation layer to convert customers with no limitations.
Agility at every level
The platform has been conceptualised to help bank beat the long
development and change request cycles that they can no longer
aord. The Omnichannel Workflow Manager (OWM) combined with
the Digital Experience Manager (DEM) helps a bank drastically
reduce duration of development and changes helping them to
compete with emerging fintechs like never before.
Service Oriented Architecture
The entire platform has been constructed using microservices
architecture so that you can integrate seamlessly with banking
engines, external sources of data or with any partner.
It can be deployed over any public cloud like AWS, Azure, Google
Cloud or private cloud providing business agility to banks and lending
enterprises and help in reducing cost.
Intelligent and Cognitive
Comes with the capability to understand your customers, usage
patterns and behaviours to build dynamic challenger credit models
and early warning systems.
Faster loan processing with increased business penetration
58+ pre-built adaptors & seamless integrations with external APIs
automating end-to-end loan process and reducing the processing
TAT by 70%. Also, capability to easily integrate third party APIs make
the decisioning faster with the ability to give in-principle loan o_ers in
real time. Lower cost of customer acquisition and onboarding
through digital technologies
Business Control and Flexibility
A very configurable system that allows businesses to build their own
loan journeys, change them quickly based on market feedback and
get complete control over the credit engine
Make changes in workflows, UI of your loan website or mobile app or
the credit model without writing a single line of code
Smarter Decisioning to Reduce Risk
AI and Machine learning readiness to power challenger credit
models and predictive early warning systems
Intuitive Customer Experience
Not just scientifically designed but also provides personalized
experience in hassle-free & paperless manner
Power your digital business
Foray into digital loans and build your business line with a product
built to power loans in a digital first world