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Lend.in is engineered using pre-built components and IP that transforms existing loan processes by leveraging emerging digital technologies, Machine Learning and Business Intelligence to solve critical business challenges and help enterprises serve their customers better.

Lend.in comprises of smart modules which streamline and automates end to end loan process. It handles numerous complexities delivering ‘bionic’ or ‘straight through processing’ of loan products with minimal or no offline touch points.

It is built on a highly secure platform that enables seamlessintegration with third-party applications and has the capability to launch new loan schemes with agile development sprints. The idea to scale, evolve and continuously improve the loan processing by leveraging customer centric design and new age technologies is brought live using Lend.in

Key Features

Omnichannel Origination & Interaction

Powered by APIs and microservices driven architecture the solution

enables Omnichannel origination and interaction across channels

such as Web, Mobile, Kiosk, Salesforce tablets etc and helps lending

enterprises reduce customer drop-os and provide seamless

onboarding experience.

Flexibility to cater to growing business needs

The Lend.in provides the much-needed flexibility to business teams

to create end–to-end loan journeys based on their business

requirements. Also, allows them to quickly add or change business

workflows. Due to platform’s service oriented architecture, the

business teams also get flexibility to power any design on the

presentation layer to convert customers with no limitations.

Agility at every level

The platform has been conceptualised to help bank beat the long

development and change request cycles that they can no longer

aord. The Omnichannel Workflow Manager (OWM) combined with

the Digital Experience Manager (DEM) helps a bank drastically

reduce duration of development and changes helping them to

compete with emerging fintechs like never before.

Service Oriented Architecture

The entire platform has been constructed using microservices

architecture so that you can integrate seamlessly with banking

engines, external sources of data or with any partner.

Cloud Readiness

It can be deployed over any public cloud like AWS, Azure, Google

Cloud or private cloud providing business agility to banks and lending

enterprises and help in reducing cost.

Intelligent and Cognitive

Comes with the capability to understand your customers, usage

patterns and behaviours to build dynamic challenger credit models

and early warning systems.

Key Benefits

Faster loan processing with increased business penetration

58+ pre-built adaptors & seamless integrations with external APIs

automating end-to-end loan process and reducing the processing

TAT by 70%. Also, capability to easily integrate third party APIs make

the decisioning faster with the ability to give in-principle loan o_ers in

real time. Lower cost of customer acquisition and onboarding

through digital technologies

Business Control and Flexibility

A very configurable system that allows businesses to build their own

loan journeys, change them quickly based on market feedback and

get complete control over the credit engine


Make changes in workflows, UI of your loan website or mobile app or

the credit model without writing a single line of code

Smarter Decisioning to Reduce Risk

AI and Machine learning readiness to power challenger credit

models and predictive early warning systems

Intuitive Customer Experience

Not just scientifically designed but also provides personalized

experience in hassle-free & paperless manner

Power your digital business

Foray into digital loans and build your business line with a product

built to power loans in a digital first world



Product/Service details