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DigiWave Digital Banking & Insurance Platform by Software Group

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Overview

Move fast with the Digital Banking & Insurance Platform of tomorrow!

Built on Software Group's massive field experience from the implementation of more than 500 digitalization projects globally, DigiWave is a single, proven, omnichannel platform on which you can build your digital future!

DigiWave Platform enables financial institutions to meet their strategic and consumer behavior needs, and handle regulatory pressure by digitizing their business processes and operations. Our industry expertise, digital-first mindset, and consumer-oriented focus all come together into a robust digital financial service offering that helps you reduce the Cost of Ownership via the one partner approach, introduce a seamless omnichannel experience for their consumers, and reduce back-office costs through automation and ease of use.

1. Bring value to market within months

With ready prebuilt solutions for key use cases in retail and corporate banking, lending, payments, and insurance - Mobile Wallet, Agency Banking, Digital Onboarding & Origination, Digital Lending, Mobile Factoring, Internet & Mobile Banking, Digital Insurance, and more.

2. Transform into a truly digital organization

Drive operational efficiencies, digitize and automate processes end-to-end without replacing legacy systems.

3. Build the new ecosystem models of banking and insurance

Innovate and scale at speed with tailored solutions, and create new models that give you a competitive edge in API-led digital ecosystems (open banking, marketplaces, Super Apps, connected & embedded insurance, etc.).

Key Features

The Concept Behind DigiWave - Flexibility

DigiWave modernizes financial organizations’ existing infrastructure with a digital core, which can be flexibly extended with modular building blocks. The result - customer-centric digital financial solutions that are rapidly launched, smartly reused, integrated across channels, and effortlessly scaled.

It is a flexible, CBS-agnostic, future-proof platform based on open standards, microservices, APIs, workflow and a modern integrations framework that has served more than 200 financial service providers in 70+ countries over the last decade. The platform provides a very high level of security, uptime availability, and vertical and horizontal scalability. DigiWave is also channel-agnostic, capable of supporting large volumes of transactions through a range of channels, including even USSD.

The building blocks listed below are used together to provide pre-built solutions or build custom solutions:

  • Customer Onboarding and Product Origination
  • Workflow and Task Management
  • Loan Management
  • Payments & Payment Interfaces
  • Cards and Card Management
  • ATM/POS Management and Acquiring
  • Field Staff/Agent/Merchant/Broker Management
  • Portals and Mobile applications
  • Advanced Integrations
  • Reports and Dashboards
  • Risk and Fraud management
  • Core Infrastructure Services
  • Administration Portal
  • Security, and others

Prebuilt Digital Banking & Insurance Solutions

Software Group offers several key prebuilt solutions on the DigiWave Platform for faster time to market:

  • Mobile Wallet
  • Agency Banking
  • Digital Onboarding & Origination
  • Internet & Mobile Banking
  • Mobile Factoring
  • Digital Insurance Portals & Apps for Customers and Agents,
  • and others.

Key Benefits

Speed to market with digital initiatives

Respond to ever-changing customer needs and stay ahead of the competition.

Ready digital capabilities for key use cases

Leverage configurable building blocks, such as self-onboarding, loan origination, a full spectrum of payments, mobile wallet, and more.

Exceptional customer experience

Win customers with compelling digital financial journeys across channels.

Enterprise Integration Layer

Modernize legacy architecture, integrating processes end-to-end. Unify customer data across silos. Reduce Total Cost of Ownership through a single platform vendor.

Future-proof digital transformation platform

Extend and scale the platform gradually with custom solutions thanks to microservices, APIs, and reusable modules.

Open, modular architecture

Create ecosystem partnerships, drive innovative business models, and connect to any third-party service via open APIs (insurance, PFM, remittances, etc.).