Axe Credit Portal - for Credit Process Automation

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Overview

Founded in 2004, axefinance provides ACP -Axe Credit Portal, an end-to-end powerful lending digitalization software helping financial institutions to more effectively manage the credit life cycle, to optimize firm-wide credit and risk processes and to enable better-informed credit origination and risk management decisions.

With more than 30000 users in 20 countries, axefinance is focused on credit process automation for all segments (retail, corporate, microfinance, institutional, Islamic…) delivering tailor-made solutions with real and measurable value.

axefinance is a trusted partner of respected global financial institutions to name a few Société Générale, Al Rajhi Bank, Banque Internationale de Luxembourg, First Abu Dhabi Bank, Fidelity Bank.

Key Features

Automating key processes, Axe Credit Portal - ACP speeds up a loan application and processing without sacrificing the quality of business decision-making for all segments (Corporate, Retail, Commercial...) :

• A modern web-based solution (on-premises or cloud-based) with comprehensive functional coverage and easy to interface with all third-parties
• A flexible administration framework allowing to natively manage various products for all client types in multiple geographies taking into account different credit policies, languages, alphabets, and currencies.
• A scalable solution allowing our clients quick adjustments to new business and regulatory requirements at no additional costs (workflows, screens, data structures, documents, policies, reports…)

ACP Main features:

- KYC & Client Onboarding
- Origination
- Credit & Risk Analysis and Write-up
- Approval Processes & Delegation of Authority
- Risk Based Pricing
-Facility Risk Rating
-Obligor Risk Rating
- PD & LGD
- Credit Admin and Documentation
-Facility Sanctioning
- Covenant Management & Monitoring
- Limit Activation

With ACP new data collection, storage, and processing features we take the Know Your Customer feature to the next level. Indeed, ACP is capable to absorb and analyze all type of structured and unstructured data from internet, social networks and multiple other information sources.

• ACP Omni-channel capabilities and customer engagement tools such as mACP, wACP, ACP Bot empower financial institutions to offer a customized and seamless user experience cross channels.

• Same as self-driving cars, ACP continuously learn from enriched bank data environment to recalibrate its automatic decision model to safely drive risk managers to right decisions.

• New product building blocks and existing reengineered functional features based on ACP advanced data analytics and machine learning prediction models are now reshaping lending.

Key Benefits

  • Gain Competitive Advantage through Enhanced Customer Service & Response Time
  • Optimize Performance by raising transparency, flexibility and consistency
  • Enhance Risk Assessment by providing credit risk managers with a single consolidated view
  • Reduce Operational Risk by introducing single capture, thereby reducing manual processing and bringing tighter integrity to documents & data regulatory requirements at no additional costs (workflows, screens, data structures, documents, policies, reports…)