COBIS Mainstreet is an innovative digital solution built to empower financial business customers (especially small and medium enterprises) by enhancing their growth and the business generated by the companies for the financial institution. An easy-to-use, omnichannel digital ecosystem, COBIS Mainstreet allows its customers to apply for financing online, obtain relevant data, and even access an electronic marketplace to buy or sell products.
COBIS Mainstreet makes a financial business more relevant to its customers through the digital promotion of personalized product and service offerings. Financial businesses now have the opportunity to take advantage of the technology to create an impactful digital ecosystem and to strategically position themselves to attract, retain, and reach more profitable customers, especially companies.
·Transforming into the main business facilitator in a network or ecosystem, an agile financial entity can use this solution to attract companies with the relevant services to allow them to manage their finances, utilize financial tools, and optimize their sales and access data for better decision-making.
·This agile platform also empowers companies to promote their products and use the financial institutions’ payment systems and credit origination functions to scale and become main engine of growth in their business network.
COBIS Mainstreet securely deploys on different devices, anytime, and from anywhere, to ensure accessibility and scalability in the large markets.
·Modular system for the origination of financial products in real-time and on the Cloud:
oCustomizable user work environment: language, profile image, and password.
oMultilingual and multi-currency features.
oComplete automation of the commercial transaction flow.
oIntuitive self-service capabilities.
·Omnichannel solution: available on mobile devices, Internet, and branch office.
·Marketing, sales, and services:
oIntegration with third parties for intuitive cross-selling and secure data sharing.
oPersonalized collaboration and workflow tools.
oOpen Banking Marketplace.
·Operational, risk, and regulatory management and compliance:
oEasy automation and management of digital and physical documents and forms.
oAutomatic validation of risks and other internal and external controls.
oComplete parameterization with personalized processes and easy generation of functionalities.
oAbility to use intelligent data.
·Setsfinancial institutions apart from the competition through its offer of non-traditional and valuable services to SMEs.
·Facilitates the acquisition of new customers:
oUser-friendly digital Initiation of accounts and loans
oAgile financing for customers, and their own customers
·Enables innovative and customized digital business processes:
oMinimizes the time of origination
oEliminates the need for physical documents
oReduces the need for physical branch visits
·Expands the reach of products and services to allow banks to facilitate business not only to their direct customers, but also to their customers’ clients and suppliers.
·Empowers business to do business as usual without the need to visit a bank branch, by making the platform accessible anytime, from any device and location.