Sageworks Stress Testing
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This feature is upgradeable
For End Users
You can activate this feature and other links for ALL VENDORS with a VendorMatch Premium subscription. Additionally you can gain access to an increased depth of data, summary reports, RFX reports (detailed completed RFIs - available to financial institutions only) and comparison grids. Please click here for more information.
For Vendors
Vendors can activate their links and gain access to analytics by upgrading to VendorMatch PRO. Please click here for more information.
Speak with an analyst
Financial institutions and their advisors can subscribe to our Analyst Access* service. Effectively phone or (email) a friend you can have on tap advice and support provided by our analysts on this vendor, solution or solution category.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information.
or contact us to discuss a subscription.
Subject to reasonable use.
Survey Summary
The Survey Summary provides a download of the vendor profile, solution profile and the VendorMatch Discovery survey vendor responses used to power the directory. All responses are provided by the vendor online.
Note that this report is a high level summary of the vendor's credentials and a solution's capabilities designed to assist with solution short-listing. The RFX report is the more comprehensive Request For Information report designed to support evaluation and selection, this will only show where the vendor has completed the "RFX" RFI.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information on Premium features or contact us.
RFX Report
The RFX report is an XLS download of the Vendors response to the “RFX” Request for Information for this solution.
The RFX is a centralized golden copy of a RFI authored by our analysts based on their expertise in running real-life system evaluation and selection projects and completed by the vendor online.
Note to protect vendor that only Financial Institutions and recognized Advisor can subscribe to this feature.
In each instance the first time the link is used the user requests permission to access the RFX report and it is the vendor who is required to authorizes access. You will be alerted when the vendor has reviewed your request and granted permission.
HOW TO SUBSCRIBE
Please click here for more information on Premium features or contact us.
To learn more about subscribing to our service options, please contact us here
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Survey Summary PDF
close
This feature is upgradeable
For End Users
You can activate this feature and other links for ALL VENDORS with a VendorMatch Premium subscription. Additionally you can gain access to an increased depth of data, summary reports, RFX reports (detailed completed RFIs - available to financial institutions only) and comparison grids. Please click here for more information.
For Vendors
Vendors can activate their links and gain access to analytics by upgrading to VendorMatch PRO. Please click here for more information.
Speak with an analyst
Financial institutions and their advisors can subscribe to our Analyst Access* service. Effectively phone or (email) a friend you can have on tap advice and support provided by our analysts on this vendor, solution or solution category.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information.
or contact us to discuss a subscription.
Subject to reasonable use.
Survey Summary
The Survey Summary provides a download of the vendor profile, solution profile and the VendorMatch Discovery survey vendor responses used to power the directory. All responses are provided by the vendor online.
Note that this report is a high level summary of the vendor's credentials and a solution's capabilities designed to assist with solution short-listing. The RFX report is the more comprehensive Request For Information report designed to support evaluation and selection, this will only show where the vendor has completed the "RFX" RFI.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information on Premium features or contact us.
RFX Report
The RFX report is an XLS download of the Vendors response to the “RFX” Request for Information for this solution.
The RFX is a centralized golden copy of a RFI authored by our analysts based on their expertise in running real-life system evaluation and selection projects and completed by the vendor online.
Note to protect vendor that only Financial Institutions and recognized Advisor can subscribe to this feature.
In each instance the first time the link is used the user requests permission to access the RFX report and it is the vendor who is required to authorizes access. You will be alerted when the vendor has reviewed your request and granted permission.
HOW TO SUBSCRIBE
Please click here for more information on Premium features or contact us.
To learn more about subscribing to our service options, please contact us here
Overview
Sageworks Stress Testing allows banks and credit unions to stress the portfolio, concentrations and specific borrower relationships to identify risk. Institutions can create custom concentrations and apply multi-variable stress scenarios using key factors like interest rate, cash flow and collateral value. Sageworks Stress Testing also provides documentation, bridges loan data in the core and financial data in Sageworks Credit Analysis, and links to FDIC call report data to show effects on capital and earnings.
Key Features
Use Sageworks Stress Testing for:
- Institution-level stress tests
- Concentration stress tests
- Individual loan stress tests
Satisfy examiners with a top down or bottom up portfolio stress test. Identify potential trouble spots in the portfolio for risk management. Make more informed capital planning and lending strategy decisions based on stress results. Create reports to effectively communicate risk levels to management, the board, and examiners.
Key Benefits
- Plan for future capital needs to cover portfolio risk
- Perform individual loan, concentration and institution stress tests
- Perform stress tests on both the current loan portfolio and historical loans integrated from the institution’s core system
- Set up a number of what-if scenarios, with changeable parameters such as interest rates, cap rates, vacancy rates, NOI and other parameters that affect cash flow and collateral value
- Access FRED and FDIC call report data through Sageworks to simplify loss-rate adjustments and documentation Select portfolio concentrations using up to 70 different filters
- Perform bottom-up stress tests to gauge stress scenario impact on financials and the portfolio Perform institution-level tests by historical loss, peer group or concentration stress test results
- Flexibly segment by federal call code, collateral code, loan type code or product code
- Quickly generate comprehensive reporting, which can show the average DSCR, average LTV and the migration analysis of credit quality under stressed scenarios
- Export stress tests and results to Microsoft Excel or Word for easy editing and integration into other standard reports
- Connect with Sageworks Credit Analysis for up-to-date financial data and reduced manual data management Import tax return data for additional time savings
- Stress mild, moderate and adverse scenarios simultaneously and save scenarios for consistent methodologies
- Record comments on each stress test for clarification of results and factors Assign loans to risk pools based on LTV, DSCR, recourse method and segmentation to identify high-risk loan pools and potential impairment risk
- Save concentrations for later use to enable easy, consistent testing
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