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Whether you want to play the roles of Account Servicing Payment Service Providers (ASPSP), Account Information Service Provider (AISP), Payment Instrument Issuer Service Providers (PIISP) orPayment Initiation Services Provider (PISP), the WAY4 PSD2 Hub software solution will empower you to be PSD2 compliant and to seize new open banking and instant payments opportunities.

What we offer is the WAY4 PSD2 Hub. It is built on the WAY4 software platform that has the highest rankings for digital payment solutions. The platform has been proven by tier-1 European and global players to process complex transactions within milliseconds. At the same time, it maintains the highest standards of security, manages millions of online transactions per day, and continuously enables customers with the latest innovations.

For business

  • Be compliant and provide transparent pricing, terms and conditions to your clients
  • Launch different business models and generatenew revenue streams on the same platform: ASPSP, AISP, PIISP, PISP
  • Provide value-added services: instant payments, alternative payment methods, digital wallets, PMF, loyalty and other
  • Facilitate cheaper and frictionless onboarding: connect various KYC and digital identity providers online
  • Monetize APIs based on freemium model: provide basic services free of charge and generate revenues on access to level-3 transaction data and customer inside
  • Apply different API monetization mechanisms: pay per use, subscription fees, revenue-sharing leading and others
  • Generate more value for your clients thanks to 3rd-party online services


  • Provide access to 3rd-parties through rich API and ISO20022 messaging
  • Reduce fraud via improved identity verification and authentication standards: 3-D Secure 2.X, biometrics, mobile push and so on
  • Orchestrate message flows between different API infrastructureseasily
  • Enable a start-up culture inside your company with3rd-party online cooperation

Key Features


  • PSD2 workflow
  • GDPR support
  • SEPA
  • Berlin Group


  • Instant payments
  • Online 24/7/365
  • Stand-in
  • Smart routing
  • Parallel request processing


  • Strong customer authentication
  • Risk-based authentication
  • Transaction risk analysis
  • 3-D Secure 2.Х


  • Friendly UX, UI
  • Tokenization
  • Loyalty & Bonus clubs
  • Contactless & QR


  • Core banking
  • Card management
  • Risk monitoring
  • Mobile, terminals and other channels
  • Channel
  • Gateways
  • AML
  • CRM
  • BI systems


  • Payments from accounts
  • Alternative payment methods
  • Cards


  • Mobile push
  • Biometrics
  • Mastercard Idenitity Check
  • Google Authenticator, etc.

Product/Service details