CreditCore®_Consumer
This feature is upgradeable
For End Users
You can activate this feature and other links for ALL VENDORS with a VendorMatch Premium subscription. Additionally you can gain access to an increased depth of data, summary reports, RFX reports (detailed completed RFIs - available to financial institutions only) and comparison grids. Please click here for more information on Premium features.
For Vendors
Vendors can activate their links and gain access to analytics by upgrading to VendorMatch PRO. Please click here for more information
Speak with an analyst
Financial institutions and their advisors can subscribe to our Analyst Access* service. Effectively phone or (email) a friend you can have on tap advice and support provided by our analysts on this vendor, solution or solution category.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information on Premium features
or contact us to discuss a subscription.
Subject to reasonable use.
Survey Summary
The Survey Summary provides a download of the vendor profile, solution profile and the VendorMatch Discovery survey vendor responses used to power the directory. All responses are provided by the vendor online.
Note that this report is a high level summary of the vendor's credentials and a solution's capabilities designed to assist with solution short-listing. The RFX report is the more comprehensive Request For Information report designed to support evaluation and selection, this will only show where the vendor has completed the "RFX" RFI.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information on Premium features or contact us to discuss a subscription.
RFX Report
The RFX report is an XLS download of the Vendors response to the “RFX” Request for Information for this solution.
The RFX is a centralized golden copy of a RFI authored by our analysts based on their expertise in running real-life system evaluation and selection projects and completed by the vendor online.
Note to protect vendor that only Financial Institutions and recognized Advisor can subscribe to this feature.
In each instance the first time the link is used the user requests permission to access the RFX report and it is the vendor who is required to authorizes access. You will be alerted when the vendor has reviewed your request and granted permission.
HOW TO SUBSCRIBE
You can activate this feature with a VendorMatch Premium subscription. Please click here for more information on Premium features or contact us to discuss a subscription.
To learn more about subscribing to our service options, please contact us here
This feature is upgradeable
For End Users
You can activate this feature and other links for ALL VENDORS with a VendorMatch Premium subscription. Additionally you can gain access to an increased depth of data, summary reports, RFX reports (detailed completed RFIs - available to financial institutions only) and comparison grids. Please click here for more information on Premium features.
For Vendors
Vendors can activate their links and gain access to analytics by upgrading to VendorMatch PRO. Please click here for more information
Speak with an analyst
Financial institutions and their advisors can subscribe to our Analyst Access* service. Effectively phone or (email) a friend you can have on tap advice and support provided by our analysts on this vendor, solution or solution category.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information on Premium features
or contact us to discuss a subscription.
Subject to reasonable use.
Survey Summary
The Survey Summary provides a download of the vendor profile, solution profile and the VendorMatch Discovery survey vendor responses used to power the directory. All responses are provided by the vendor online.
Note that this report is a high level summary of the vendor's credentials and a solution's capabilities designed to assist with solution short-listing. The RFX report is the more comprehensive Request For Information report designed to support evaluation and selection, this will only show where the vendor has completed the "RFX" RFI.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information on Premium features or contact us to discuss a subscription.
RFX Report
The RFX report is an XLS download of the Vendors response to the “RFX” Request for Information for this solution.
The RFX is a centralized golden copy of a RFI authored by our analysts based on their expertise in running real-life system evaluation and selection projects and completed by the vendor online.
Note to protect vendor that only Financial Institutions and recognized Advisor can subscribe to this feature.
In each instance the first time the link is used the user requests permission to access the RFX report and it is the vendor who is required to authorizes access. You will be alerted when the vendor has reviewed your request and granted permission.
HOW TO SUBSCRIBE
You can activate this feature with a VendorMatch Premium subscription. Please click here for more information on Premium features or contact us to discuss a subscription.
To learn more about subscribing to our service options, please contact us here
This feature is upgradeable
For End Users
You can activate this feature and other links for ALL VENDORS with a VendorMatch Premium subscription. Additionally you can gain access to an increased depth of data, summary reports, RFX reports (detailed completed RFIs - available to financial institutions only) and comparison grids. Please click here for more information on Premium features.
For Vendors
Vendors can activate their links and gain access to analytics by upgrading to VendorMatch PRO. Please click here for more information
Speak with an analyst
Financial institutions and their advisors can subscribe to our Analyst Access* service. Effectively phone or (email) a friend you can have on tap advice and support provided by our analysts on this vendor, solution or solution category.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information on Premium features
or contact us to discuss a subscription.
Subject to reasonable use.
Survey Summary
The Survey Summary provides a download of the vendor profile, solution profile and the VendorMatch Discovery survey vendor responses used to power the directory. All responses are provided by the vendor online.
Note that this report is a high level summary of the vendor's credentials and a solution's capabilities designed to assist with solution short-listing. The RFX report is the more comprehensive Request For Information report designed to support evaluation and selection, this will only show where the vendor has completed the "RFX" RFI.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information on Premium features or contact us to discuss a subscription.
RFX Report
The RFX report is an XLS download of the Vendors response to the “RFX” Request for Information for this solution.
The RFX is a centralized golden copy of a RFI authored by our analysts based on their expertise in running real-life system evaluation and selection projects and completed by the vendor online.
Note to protect vendor that only Financial Institutions and recognized Advisor can subscribe to this feature.
In each instance the first time the link is used the user requests permission to access the RFX report and it is the vendor who is required to authorizes access. You will be alerted when the vendor has reviewed your request and granted permission.
HOW TO SUBSCRIBE
You can activate this feature with a VendorMatch Premium subscription. Please click here for more information on Premium features or contact us to discuss a subscription.
To learn more about subscribing to our service options, please contact us here
Overview
When we first built CreditCore®_Consumer our idea was simple...build a loan origination solution that was better, easier, and simpler to implement and support than anything else on the market. Since then, others have had the same idea, but we haven't stopped innovating either. Use CreditCore®_Consumer standalone, or take your lending to the next level with CreditCore®_WebApp, CreditCore®_Business, and/or CreditCore®_Indirect.
At the core of the CreditCore® product suite family is CreditCore®_Consumer.
Key Features
CreditCore®_Consumer Features Overview
Compliance, Compliance, Compliance!
Multiple standard Adverse Action Notice formats to choose from, standard FACT compliance notices (Risk Based Pricing or Credit Score Exception Notice), Privacy Notices, Loan Estimate and custom disclosures
Ensure timely disclosure and decisioning with text/email notifications as well as time, event and disclosure 'stopwatch' based notifications
Data gathering and testing for HMDA, CIP, MLA, HPML, HCML, ATR, QM, and more
Granular controls to enforce consistent pricing including the ability to control deviation from your pricing by a little, a lot or none at all rate, amount and term by loan type
'To Do' reminders and checklists by status and loan type to ensure users complete other vital compliance or procedural tasks
ADA WCAG 2.0 compliance for the online loan application from your institution's website
For a deeper dive into our compliance features click here
Plug & Play Integrations
Core Import
Consumer Credit Bureaus
Document Preparation Systems
Geocoding & Floods
Printing & Mailing Vendor
DocuSign
Auto Valuations
And more, check out the full list here
Features & Flexibility
Ability to accommodate an unlimited number of unique loan products, credit policy, compliance features, acceptable collateral, users, lending authorities, etc. by state for client partners operating in multiple states
Ability to accommodate unlimited borrowers and multiple credit facilities for each individual credit loan request
Configurable multi-dimensional pricing matrices available at loan product level for Interest Rate, Loan Amount and Loan Term
Configurable policy rule engine to automate institution credit policy
Ability to allow for unlimited number and type of collateral on a single loan request
Ability to allow for “fixed” and “variable” rate loan structures
Unique 'To Do' application checklists configurable by loan product
Ability to configure custom disclosures and associate to all or specific loan products
Ability to reuse previously pulled credit report within a institution defined time period
Ability to configure required fields for the application and pre-document process
Ability to reuse previously pulled credit report within a client-defined period
Ability to configure institution defined Service Level Agreement (“SLA”) alerts with text and or email alerts to appropriate people or parties
Ability to configure client-specific disclosures and associate to all or specific loan products
Ability to configure client-specific credit insurance products facilitating quote at time of credit request
Ability to configure and maintain client-specific adjustable rate plans
Mobile & Web Facing
Accessible through multiple browsers including Safari on desktop and mobile devices
Configurable CUSTOMER FACING web application to accept online loan applications from bank customers including electronic delivery of early disclosures to customer and allowing customer to submit notes and documents along with application
Reporting & Dashboard
Customizable interactive, analytics-driven user dashboards with “drill-down” capabilities
Built-in, simple yet powerful reporting tool
Tactical and strategic dashboard offering administratively configurable by user roles/responsibilities
Key Benefits
Reduce costs & decision time
Automate underwriting & decisioning if desired
- Make consistent loan decisions
Ensure compliance with today's consumer lending standards including Fair Lending
- Easily accept online consumer applications over mobile devices and desktops directly from your website