WAY4 Digital Wallet
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Survey Summary
The Survey Summary provides a download of the vendor profile, solution profile and the VendorMatch Discovery survey vendor responses used to power the directory. All responses are provided by the vendor online.
Note that this report is a high level summary of the vendor's credentials and a solution's capabilities designed to assist with solution short-listing. The RFX report is the more comprehensive Request For Information report designed to support evaluation and selection, this will only show where the vendor has completed the "RFX" RFI.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information on Premium features or contact us to discuss a subscription.
RFX Report
The RFX report is an XLS download of the Vendors response to the “RFX” Request for Information for this solution.
The RFX is a centralized golden copy of a RFI authored by our analysts based on their expertise in running real-life system evaluation and selection projects and completed by the vendor online.
Note to protect vendor that only Financial Institutions and recognized Advisor can subscribe to this feature.
In each instance the first time the link is used the user requests permission to access the RFX report and it is the vendor who is required to authorizes access. You will be alerted when the vendor has reviewed your request and granted permission.
HOW TO SUBSCRIBE
You can activate this feature with a VendorMatch Premium subscription. Please click here for more information on Premium features or contact us to discuss a subscription.
To learn more about subscribing to our service options, please contact us here
close
This feature is upgradeable
For End Users
You can activate this feature and other links for ALL VENDORS with a VendorMatch Premium subscription. Additionally you can gain access to an increased depth of data, summary reports, RFX reports (detailed completed RFIs - available to financial institutions only) and comparison grids. Please click here for more information on Premium features.
For Vendors
Vendors can activate their links and gain access to analytics by upgrading to VendorMatch PRO. Please click here for more information
Speak with an analyst
Financial institutions and their advisors can subscribe to our Analyst Access* service. Effectively phone or (email) a friend you can have on tap advice and support provided by our analysts on this vendor, solution or solution category.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information on Premium features
or contact us to discuss a subscription.
Subject to reasonable use.
Survey Summary
The Survey Summary provides a download of the vendor profile, solution profile and the VendorMatch Discovery survey vendor responses used to power the directory. All responses are provided by the vendor online.
Note that this report is a high level summary of the vendor's credentials and a solution's capabilities designed to assist with solution short-listing. The RFX report is the more comprehensive Request For Information report designed to support evaluation and selection, this will only show where the vendor has completed the "RFX" RFI.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information on Premium features or contact us to discuss a subscription.
RFX Report
The RFX report is an XLS download of the Vendors response to the “RFX” Request for Information for this solution.
The RFX is a centralized golden copy of a RFI authored by our analysts based on their expertise in running real-life system evaluation and selection projects and completed by the vendor online.
Note to protect vendor that only Financial Institutions and recognized Advisor can subscribe to this feature.
In each instance the first time the link is used the user requests permission to access the RFX report and it is the vendor who is required to authorizes access. You will be alerted when the vendor has reviewed your request and granted permission.
HOW TO SUBSCRIBE
You can activate this feature with a VendorMatch Premium subscription. Please click here for more information on Premium features or contact us to discuss a subscription.
To learn more about subscribing to our service options, please contact us here
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close
This feature is upgradeable
For End Users
You can activate this feature and other links for ALL VENDORS with a VendorMatch Premium subscription. Additionally you can gain access to an increased depth of data, summary reports, RFX reports (detailed completed RFIs - available to financial institutions only) and comparison grids. Please click here for more information on Premium features.
For Vendors
Vendors can activate their links and gain access to analytics by upgrading to VendorMatch PRO. Please click here for more information
Speak with an analyst
Financial institutions and their advisors can subscribe to our Analyst Access* service. Effectively phone or (email) a friend you can have on tap advice and support provided by our analysts on this vendor, solution or solution category.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information on Premium features
or contact us to discuss a subscription.
Subject to reasonable use.
Survey Summary
The Survey Summary provides a download of the vendor profile, solution profile and the VendorMatch Discovery survey vendor responses used to power the directory. All responses are provided by the vendor online.
Note that this report is a high level summary of the vendor's credentials and a solution's capabilities designed to assist with solution short-listing. The RFX report is the more comprehensive Request For Information report designed to support evaluation and selection, this will only show where the vendor has completed the "RFX" RFI.
HOW TO SUBSCRIBE
To protect vendor data only financial institutions and recognized advisors can subscribe to VendorMatch Premium. Please click here for more information on Premium features or contact us to discuss a subscription.
RFX Report
The RFX report is an XLS download of the Vendors response to the “RFX” Request for Information for this solution.
The RFX is a centralized golden copy of a RFI authored by our analysts based on their expertise in running real-life system evaluation and selection projects and completed by the vendor online.
Note to protect vendor that only Financial Institutions and recognized Advisor can subscribe to this feature.
In each instance the first time the link is used the user requests permission to access the RFX report and it is the vendor who is required to authorizes access. You will be alerted when the vendor has reviewed your request and granted permission.
HOW TO SUBSCRIBE
You can activate this feature with a VendorMatch Premium subscription. Please click here for more information on Premium features or contact us to discuss a subscription.
To learn more about subscribing to our service options, please contact us here
Overview
WAY4 Digital wallet is a top-rated software to unlock new customer segments and new sales channel for banks, PSPs, telcos, retailers and other.
Key Features
WALLET MODELS
- Financial inclusion wallets
- Bank wallets
- Agency banking
- Merchant wallets
- Wallets for telcos
- Wallets for fleet companies
- Wallets for e-money institutions
- Transport wallets
- Multi-bank wallet hubs for payment processing companies
- B2C, B2B, B2G, C2G and other wallets
ON-BOARDING
- Fast on-boarding by phone number or e-mail
- On-the-fly card validation
- Biometrics
- KYC online integration
- Instant account creation
PAYMENTS & TRANSFERS
- Bills (online, scheduled, recurring)
- Bill presentment, payment requests
- Direct debit, standing orders, invoices
- Bill splitting
- Cash-in
- Mobile cash-out (QR, cash-by-code)
- In-store & P2P QR payments: Mastercard QR, mVisa, UnionPay QR, Alipay QR, closed-loop QR payments
- NFC: Apple Pay, Samsung Pay, Google Pay, and HCE (Host Card Emulation)
- Online fund transfers
- Tips
- Closed-loop
- Cross-border
- SEPA Instant Payments
- PSD2 payments (PISP)
- And many more
MONEY
- Wallet account
- Cards enrolment
- Accounts enrolment
- Card issuing
- Account opening
- Deposit service
- Credit line
- Instalments
- Microfinance
- PSD2 AISP & ASPSP
LOYALTY
- Coupons
- Bonus points
- Discounts
- Merchant clubs
CHANNELS
- POS, mPOS
- In-app
- e-Commerce (incl. 3-D Secure 2.X)
- Omni-channel
- Chat bot
- P2P & P2B
- USSD and SMS
- API
PLATFORM
- Online account management and risk management back-office
- Real-time reconciliation and accounting
- UX and API
- PA-DSS compliance
- White-label solution
- In-house or cloud implementation
MERCHANT
- Tier-1 & SME
- Merchant wallet
- Merchant portal
- API
MOBILE MARKETPLACE
- Ticketing
- Accommodation booking
- Financial services
- E-commerce
- M-commerce
SOCIAL
- P2P, P2B
- Donation
- Community purchases
- Money requests
- Lucky money
- 3rd party services
GAMIFICATION
- Gamified elements in UX
- Personal Financial Management
PERSONALISATION
- Personal data analysis
- Segmentation
- Payment history analysis
- Level-3 data analysis
UX
- Unique personalized UX for wallet users
- Merchant UX
- Web-based workbenches
PAYMENT SCHEMES
- Mastercard, Visa, American Express, Diners Club, JCB, UnionPay
- AliPay and other alternative payment methods
- Local
- Private-label closed-loop
COMPLIANCE
- PA-DSS
- SEPA, PSD2
- GDPR
FOR PROCESSING COMPANIES
- Application management
- Financial institution management
- Restricted access to the database
- Smart database access rules, flexible configuration of user privileges and restrictions
PERFORMANCE
- WAY4 has proven to support over 2,400 tps and over 150,000,000 online accounts but it is also efficient for small volumes.
Key Benefits
·All payment acceptance technology (QR-code, NFC)
·Easy integration with service providers and other systems via APIs
·Full life cycle support (onboarding, KYC, payments, money transfers, risk monitoring, vas, upsales, etc)
·Data driven services (KYC, loans, loyalty, personalized offers etc)
·Online back-office: instant update of all the balances, rules, product settings, real-time risk assessment, online onboarding
·Secure & with access to certified technologies for customer authentication (biometrics, facial, OTP, SCA)
·Scalable (from half a million to tens millions of users)
·Quick time-to-market (2-4 months to deliver basic functionality)
·Lowered cost (TCO) – the solution can be deployed in the cloud, which means lower infrastructure costs and lower cost of scaling up
·Instant payments & settlement
·PA-DSS compliance, GDPR compliance, 3-D Secure 2.x, PSD2-compliant
·Omni-channel and cross-channel capabilities