Q2's Cloud Lending is the technology of choice for financial institutions leading the next wave of lending and leasing. With an integrated front-to-end lending platform, lenders can simplify their entire lending experience, accelerate loan processing and revenues, and reduce operational inefficiencies through automation & configurations.
With solutions for Consumer Loans, Commercial Loans, Small Business Lending, Construction Loans, and Equipment Leasing, Cloud Lending solutions are designed to support the next generation of products and services aimed at delighting borrowers and providing true product differentiation.
Our cloud-based platform is the industry’s only front-to-end lending & leasing solution for each area of the lifecycle, including origination, underwriting, servicing, collections and the borrower portal, creating a single system of record for an organization's lending operations.
CL Originate™ is a customer-centric, agile loan origination and underwriting platform for banks, credit unions, lessors, and alternative finance companies. From the submission of the application through disbursements, CL Originate manages the entire origination and underwriting process including loan file management, workflows, auto-decisioning, parties management, credit memo, credit analysis, approvals, and covenants. CL Originate is completely configurable and cloud-based allowing financial institutions to get to market quickly and stay competitive.
The CL Loan™ is a complete loan servicing application that automates loan billing, payments, collections, and accounting within one robust, flexible, and secure platform. With the power of the cloud, it efficiently manages portfolios and allows you to easily increase transaction volume. CL Loan is highly configurable to allow financial services companies to quickly bring new products to market or update existing offerings.
CL Lease™ automates operations, manages and tracks multiple assets in a single lease, and manages repossessions and returns. It integrates the work of collection agents, repossession agents, equipment resellers, and dealers. CL Lease can automatically apply fees, calculate taxes, and collect payments through ACH and credit cards. CL Lease can either be integrated with your existing origination platform or with our in-house origination and underwriting platform, CL Originate™. CL Lease can be integrated with CL Collections™, our advanced collections solution that enables lenders to define and automate their collection process.
CL Marketplace™ is a cloud-based marketplace application - specifically designed to handle the complexities of managing the entire online marketplace loan cycle. Including online origination, loan fractionalization, servicing, and managing multiple investor portfolios. Its open architecture enables lenders to quickly configure solutions that fulfill evolving market and regulatory needs. CL Marketplace also accelerates the delivery of capital, improves access to lending alternatives, and enhances the borrower experience.
CL Collections™ is an advanced collections solution built natively on Salesforce that enables lenders to define and automate their collection process. CL Collections can be used with our loan (CL Loan™) and lease (CL Lease™) solutions, billing and tracking delinquencies in the servicing platforms. CL Collections ensures your compliance team adheres to regulations and provides a consistent experience for the borrower across the organization.
The CL Portal™ is a configurable front-end portal that provides a differentiated borrowing experience for consumer, commercial, and small business loan borrowers, investors, and stakeholders. CL Portal works seamlessly with the product workflows and document management of CL Originate™ to create a personalized and unique experience for loans ranging from fully automated consumer loans to multi-entity, collaborative, and commercial loans. CL Portal supports multiple portal types based on loan type. Included is a Consumer Loan Application Portal, Small Business Loan Application portal, Commercial Loan Origination Portal, and an Investor Portal for marketplace platforms.The CL Portal is not a ‘one-size-fits-all’ product. It’s your brand and you own the borrower experience.