WAY4 Cards

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Overview

WAY4 card management system is a white-label end-to-end card issuing and online account management software platform. It is a top choice for ambitious banks and processors of any scale that want to start or transform their card management business efficiently and seize open banking opportunities.

Key Features

ANY PAYMENT INSTRUMENT

  • Credit
  • Debit
  • Prepaid, Gift
  • Corporate
  • Virtual
  • Instalments
  • Token
  • e-Money
  • Corporate
  • Fleet / fuel
  • Retailer

NEW REVENUE

  • Multi-currency cards
  • API monetization
  • PFM
  • Data insight
  • Remittances & Payments
  • Sales finance partnership
  • Microloans

VALUE-ADDED SERVICES

  • Wallets
  • Loyalty
  • QR payments: closed-loop, mVisa, MasterPass QR, UnionPay QR
  • NFC payments: Apple Pay, Google Pay, Samsung Pay

FOR PROCESSORS

  • Multi-institution management
  • While-label card issuing, wallets

RELIABILITY

  • Online 24/7/365
  • 2,400 transitions per second in live
  • High availability
  • Scalability: S to XXL

COMPLIANCE

  • PA-DSS
  • SEPA
  • PSD2
  • Shariah
  • American Express
  • Diners Club
  • JCB
  • Mastercard
  • Visa
  • UnionPay
  • Domestic schemes

END-TO-END

  • Digital on-boarding
  • Instant issuing
  • Authentication
  • Card personalization
  • Flexible tariffs
  • Marketing campaigns
  • E-commerce 3-D Secure 2.0
  • Fraud prevention
  • Dispute management
  • Accounting
  • BI and reporting

GLOBAL AND LOCAL

  • Multiple currencies
  • Multiple countries, time zones
  • Multiple languages
  • Private label schemes
  • Domestic schemes
  • Cross-border schemes

DELIVERY MODEL

  • On-premise
  • Cloud

Key Benefits

Tier-1 and ambitious startup banks, processing companies and fleet companies rely on WAY4 card management system to run successful card issuing businesses. Our system is efficient for processing both large and small volumes.

  • 150,000,000 credit and debit cards managed on a single installation
  • 2,400 transactions per second in the live environment
  • 14% of cards in Europe are issued on WAY4
  • 40 banks run on a single installation

Product/Service details

Geographic Availability
Africa, Asia-Pacific, Caribbean, Central America, Europe, Middle East, North America, South America