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Numerated is the only real-time lending and growth automation platform for banks. Numerated offers banks powerful capabilities for:

  • Credit policy digitization
  • Real-time lending
  • Growth automation

Key Features

Automated Decisioning

Digitize credit policies with robust features for configurability and control

  • Dynamic Decisioning: Digitize and customize credit decisioning and execution to mirror bank lending policies
  • Advance Scoring: Assess eligibility in advance of an application, including across industry, business health, revenue and exposure
  • Segment Based Pricing: Offer personalized rates and terms based on rules-based, risk-based and segment-based configurable criteria
  • Intelligent Routing: Control and customize application routing by applicant segment, from instant decision to manual underwriting review

Real-Time Lending

Open new sales channels with actionable marketing offers for the fastest, most convenient way for businesses to secure financing

  • Instant & Secure Funding: Offer businesses the fastest and most secure way to access financing in the U.S. - in less than 5 minutes
  • On-Demand Access: Provide businesses the ability to apply and secure funding on their terms - anywhere and anytime
  • Simple Application: Offer a 5-question, 100% bank-branded application, enabled by rich data integrations and advanced eligibility screening
  • Desktop & Mobile Friendly: Provide application accessibility on any device, including desktop, mobile and tablet

Growth Automation

Attract new customers, grow the portfolio, and cross-sell products with banker-integrated marketing and sales tools

  • Prospect Identification: Identify new businesses and assess their credit level eligibility before making contact
  • Automated Campaigns: Attract customers with automated email marketing featuring actionable offers to secure financing
  • Digital & Direct Marketing: Attract and retain customers with proven positioning, send frequencies, and templates
  • Loan Sales Tools: Drive loan sales with banker tools to convert loans in-branch, over the phone, online, and in the community

Key Benefits

  • Increase profitability
  • Increase operational efficiency
  • Grow business loan portfolio
  • Attract new customers