Over the years, industry analysts have learned to take some vendor claims with a grain of salt. So, when coming across a company named MIRACL, o…

Zilvinas Bareisis
Insights
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11 July 2022
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29 June 2022
Recorded March 16th 2022 We’ll provide a short overview of our Model Bank program, including judging criteria and nomination statistics, and the…
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26 June 2022
In 2019, the global cards and payments processing landscape was transformed by a series of mega-mergers between FIS and Worldpay, Fiserv and Fir…
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26 May 2022
If you are like most banks, you, or at least your colleagues, have lately been busy improving your digital account opening capabilities, includi…
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9 May 2022
We are back on the road again for in-person client meetings, industry events, and even getting together with colleagues, and it feels great! A c…
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6 April 2022
Yesterday, The Wall Street Journal reported that large banks in the US are considering whether to expand the Zelle network into merchant payment…
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31 March 2022
I recognise that my latest Celent report on cards has a somewhat unusual title. I will talk more about the report and the strategic issues aroun…
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29 March 2022
Last week, my colleague Kieran Hines and I attended FinovateEurope 2022, which was back in London as an in-person event again, and it was such a…
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28 March 2022
Back in 1992, Francis Fukuyama, an American political scientist, published a book called The End of History and the Last Man. With the Berlin Wa…
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16 March 2022
MONETA Money Bank replaced a complex and costly arrangement for credit and debit card management to increase efficiency, to reduce expenses and…
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16 March 2022
Pinnacle Financial Partners worked with Corserv Solutions to create a solution that enables US community banks to offer comprehensive credit car…
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1 December 2021
Just a few weeks ago, I published a Celent report on Customer Identity Management Today and Tomorrow, summarising findings from the interviews w…
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11 November 2021
Not surprisingly, identity management and authentication topics are high on banks’ agenda. The stakes are high—get it wrong, and you’ll be deali…
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7 November 2021
As analysts, we often get invited to speak at various conferences and client events. It is a privilege we don't take for granted, and always str…
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4 November 2021
Recorded on October 28th, 2021 We know retail banks are busy optimizing client engagement, seeking to differentiate via payments, lending, and…