Digital Banking IQ Payments and Cash Management

The Digital Banking IQ payments and cash management solution empowers financial institutions to compete in commercial banking and win the battle for primary ownership of the customer relationship. Now you can engage intelligently with customers, deliver a unified experience, and acquire, deepen and grow profitable relationships with businesses of all sizes, from SMBs to large corporates.

• Intelligent engagement capabilities anchored in payments and cash management while leveraging AI and machine learning for actionable insights
• Award-winning UI and UX for a superior digital experience that impresses users
• Architecturally flexible APIs to support your open banking initiatives
• One-stop shop for your business customers, supporting all the services you deliver while laying the foundation for future innovation
• Faster and safer payments with real-time payment enablement and same day ACH, and including embedded payment fraud protection
• Improve your competitiveness with corporate users. Match their day-to-day workflow through personalized and configurable workflow dashboards. Scalable to handle account and transaction growth, with sophisticated entitlements and specialized reports for deeper insights
• Proven and trusted core cash management capabilities that allow you to serve businesses of any size

• Commercial banking made easy for small to midsize business customers as well as large corporations so they don’t have to be banking experts
• Innovative customer experience and rapid activation with flexible integration to your core banking system
• Trusted hosting and security to protect you and your customers
• Market-leading payments and cash management including corporate payments and SMB (simplified) payments