ベンダー
English

Mobile Wallet, Payments & Banking Platform

Create a vendor selection project & run comparison reports
Click to express your interest in this report
Indication of coverage against your requirements
A subscription is required to activate this feature. Contact us for more info.
Celent have reviewed this profile and believe it to be accurate.

Overview

Enterprise-grade Mobile Wallet Platform

Ready, proven, one-stop-shop solution, enabling financial service providers to leverage the winning use cases in mobile money, mobile payments, digital bank wallets, merchant acquiring, and more.

Fast time to market in 3 to 6 months. High ROI from digital. Flexible capabilities with exceptional omnichannel experiences, catering to all ecosystem stakeholders - customers, merchants, agents, and third parties.

Enterprise solution able to support large-scale deployments, multi-tenancy, and white-label options.

Trusted by Leading Financial Institutions:

  • Dosh New Zealand - Launched the first mWallet platform in New Zealand in the unprecedented time of 3.5 months!
  • KICB - Powering the Most Popular Wallet in Kyrgyzstan, for the Top 3 Largest Bank
  • AB Bank Zambia - Mobile Wallet, Recognized with an EIB Innovation Award
  • Postbank Bulgaria - Developed the Next-generation Mobile Wallet of Postbank, a member of Eurobank Group

Key Features

Supporting Flexible Digital Wallet Models:

  • Stored Value Account Wallet

Keep funds in a closed ecosystem to reduce costs and increase convenience. Expand services to more customers via low-KYC accounts. Stored Value Accounts (SVA) maintain a current balance in the wallet and perform instant transfers in a closed-loop system.

  • Bank Account-based Wallet

Wallet account is stored in the core banking system. The mobile app is the means of onboarding and managing thе account. Leverage the bank's participation in any real-time payment infrastructure, such as the SEPA Credit Transfer Scheme in Europe, for wallet transactions.

  • Card Wallet

Empower customers to digitalize their cards for NFC and QR payments in-store, online purchases, P2P transfers, etc. Enable them to store and manage their debit and credit cards, be it from your institution or from other issuers. Issue virtual cards in seconds.

Offers Rich Wallet, Payments, and Banking Capabilities:

  • Self-onboarding in minutes: Flexible top-up options and е-KYC, trusted ID verification services integration
  • Payments and transfers: P2P transfers, Bank transfers, NFC and QR code merchant payments; Cash in/out via agents, Split bill, etc.
  • Banking: Integration with any core banking system for accounts, deposits; Digital loans; Bulk payments and business accounts
  • Value-add services: Bill payments; Loyalty & Rewards; Insurance; Tickets; Airtime top-up; Remittance, E-commerce; Special Offers & Promotions; Notifications and Alerts, etc.
  • Robust wallet backend: Fees & commissions, Account & product management; KYC management; Multi-language and Multi-currency support; Multi-tenancy; Reconciliation; Reports; Highest security standards, and more.

Key Benefits

Attract & Retain Customers with a Compelling Digital Proposition

Engage customers with exceptional digital payments & banking experiences, all within a single wallet. Provide rich mobile financial services, such as instant P2P payments, contactless payments (NFC, QR), digital loans, savings, insurance, airtime top-up, rewards and loyalty, and more.

Generate New Revenue from Digital Ecosystems

Unlock new revenue streams via open API-enabled business models. Reinvent your business model by becoming the platform orchestrator, a central role that integrates the different players in the financial services ecosystem.

Why Choose Software Group's Mobile Wallet Platform?

  1. Future-proof digital path based on a modular Digital Banking Platform
  2. Fast time to market – launch in 3-6 months
  3. Exceptional omni-channel experience with rich functionalities and best-in-class UX frontend design
  4. Robust, comprehensive wallet backend
  5. Flexible wallet models – completely customizable to your business case
  6. Ecosystem-ready – easily integrated with value-added services for new revenue – billers, loans, insurance, rewards, and many more.