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Overview

Top-ranked software platofrm for designing card and account products for a digital-first customer experience

Key Features

ANY PAYMENT INSTRUMENT

  • Credit
  • Debit
  • Prepaid, Gift
  • Corporate
  • Virtual
  • Instalments
  • Token
  • e-Money
  • Corporate
  • Fleet / fuel
  • Retailer

NEW REVENUE

  • Multi-currency cards
  • API monetization
  • PFM
  • Data insight
  • Remittances & Payments
  • Sales finance partnership
  • Microloans

VALUE-ADDED SERVICES

  • Wallets
  • Loyalty
  • QR payments: closed-loop, mVisa, MasterPass QR, UnionPay QR
  • NFC payments: Apple Pay, Google Pay, Samsung Pay

FOR PROCESSORS

  • Multi-institution management
  • While-label card issuing, wallets

RELIABILITY

  • Online 24/7/365
  • 2,400 transitions per second in live
  • High availability
  • Scalability: S to XXL

COMPLIANCE

  • PA-DSS
  • SEPA
  • PSD2
  • Shariah
  • American Express
  • Diners Club
  • JCB
  • Mastercard
  • Visa
  • UnionPay
  • Domestic schemes

END-TO-END

  • Digital on-boarding
  • Instant issuing
  • Authentication
  • Card personalization
  • Flexible tariffs
  • Marketing campaigns
  • E-commerce 3-D Secure 2.0
  • Fraud prevention
  • Dispute management
  • Accounting
  • BI and reporting

GLOBAL AND LOCAL

  • Multiple currencies
  • Multiple countries, time zones
  • Multiple languages
  • Private label schemes
  • Domestic schemes
  • Cross-border schemes

DELIVERY MODEL

  • On-premise
  • Cloud
  • Hybrid
  • SaaS

Key Benefits

  • Universal platform for issuing, acquiring, switching and digital wallets
  • Top-ranked platform by Ovum and Gartner
  • Launch of VAS: instant payments, multi-currency, tokenization, digital wallets, 3-D Secure v.2, dynamic loyalty, QR-codes and others
  • End-to-end online service
  • Days for new products creation
  • Scalability from startup to tier-1
  • High availability & geoclustering
  • Compliant with PA-DSS, GDPR, PSD2