US Debit Interchange Regulation: How Big of a Deal Is It?

Create a vendor selection project & run comparison reports
Click to express your interest in this report
Indication of coverage against your requirements
A subscription is required to activate this feature. Contact us for more info.
Celent have reviewed this profile and believe it to be accurate.
25 May 2010
Zilvinas Bareisis

Abstract

On May 20, the US Senate passed a Financial Regulatory Reform bill. One of the amendments gives the Federal Reserve rights to limit interchange fees for debit card transactions, an unprecedented move in the US cards market.

In a new client briefing, US Debit Interchange Regulation, Celent examines the likely impact of the new debit card interchange regulation on the US cards industry.

This client briefing discusses the likelihood of interchange reduction actually happening, the likely winners and losers if it does, and what card issuers should do to prepare.

“Large merchants are the most likely to benefit from this new regulation,” says Zilvinas Bareisis, the author of the briefing. “While there is uncertainty over the extent and speed of debit interchange reduction, given this, Reg E and other recent developments, the debit card issuers should start preparing for a new world with a lot more pressure on their traditional fee structure.”

Subscription required

Access to this content requires a Celent research subscription.

Subscribers should sign in to access this research.

Insight details

Content Type
Reports
Focus
Industry Trends
Location
North America