Only one international player— Lemonade —has entered the German market, while German start-ups only rarely attempt to expand abroad.

The sheer number of initiatives, events, conferences and influencer rankings in the InsurTech arena has increased to such a degree that it can be difficult to keep track of things. InsurTech has made it into the conference mainstream.

Have InsurTechs themselves already become part of the establishment? Have the “young guns” who sought to disrupt the insurance industry already settled? Oliver Wyman doesn't think so. On the contrary: Oliver Wyman continues to see exciting developments.