V3locity is Vitech's cloud-native administration, engagement, and analytics platform. It is a transformative suite of complementary applications that offers full lifecycle business functionality and robust enterprise capabilities. It marries core administration with a modern digital experience. Its modular design enables flexible, agile deployment strategies. V3locity's advanced, cloud-native architecture leverages the unique capabilities of AWS to deliver a solution with robust security, scalability, and resiliency.

V3locity's complete suite of applications and native enterprise capabilities enable organizations to consolidate distinct systems, increase efficiency via straight-through processing, and drive smart recommendations throughout the quote-to-claim lifecycle. Products supported include Life, Disability, Health, Accident, Critical Illness, Hospitalization, Dental, Vision, Drug, Credit Protection, Annuities, and Investments.

In addition, V3locity supports a wide range of pension risk transfer, institutional investment, and annuity products. This includes all the required administration models (buy-ins, buy-outs, risk transfer, lead administrator, split deal, full and partial bulk check, self-service, third party, partnerships), terminal funding arrangements, structured settlements, guaranteed investment contracts, and others. As with other areas of group benefits, Vitech is unique with its data model and out-of-the-box capabilities--deal acceptance, plan setup and provisioning, annuitant loading and scrubbing, benefit quotes and calculations, payments (COLAs, taxes, QDROs), death processing, and contingent setup.

Over the past several years, Vitech has experienced a rapid pace of innovation as exemplified in the following figures:

From 2017 to 2019:

• 3,600 functional advancements
• 7,000 APIs
• 1 product (v3)
• Cloud-optimized

From 2020 to 2022:

• 12,000+ functional advancements
• 26,000 APIs
• 9 products
• Cloud-native

From 2022 to 2023:

• 30,000 APIs
• Enhanced data analytics services in InsightNow and Data Lake
• Configurations via Low-Code/No-Code tooling externalized from CoreAdmin
• Increased security capabilities
• Added support for GraphQL for V3locity APIs