Designed specifically for MGAs, program administrators and carriers, Insurance Management System (IMS) is a full-featured, scalable policy administration system. IMS includes everything you need for end-to-end policy lifecycle management, from rating, insured tracking and clearance, company and market management, complete accounting module (general ledger, invoices, commissions, payables and receivables, even foreign currency), document forms management, robust reporting, comprehensive claims management, electronic storage of any digital documents and more. IMS integrates with NetRate, other rating vendors or you can create your own rating tools. Seamless web services integration with other systems extends the functionality of IMS, for applications such as self-service portals or electronic bill payments.