Plaid Transfer is a flexible multi-rail payment platform designed for companies looking to add or improve their bank payment solution. Transfer provides all of the necessary tools to easily send and manage ACH, RTP, RfP, wire transfer, and FedNow transactions.

Note: Plaid Transfer provides a full-service funds transfer solution for payers and recipients within the US. If you prefer to use a third party payment processor, or if you or your counterparties are outside the US, see Plaid Auth instead for a bring-your-own-processor funds transfer solution. For a detailed comparison to help you choose between Transfer and Auth, see Plaid Payment products at https://plaid.com/solutions/payments/