pennApps Lending Factory (PLF) is a comprehensive, state-of-the-art lending platform built on Pennant's next generation Application Framework. The product offers a unique concept of functional factories and business process driven execution engines to deliver the required modularity, flexibility and componentisation.

A novel concept of business process driven execution engines with multitude of functional factories at its disposal allows a bank/financial services company to define, deploy and manage the business processes without any dependency on vendor or internal technology teams. Business users can define processes, users, departments and products with minimal technical expertise leveraging the built in controls and history tracking capability to safely implement changes. Owing to its key differentiators, future-proof architecture, high configurability and technology agnostic characteristic, Lending Factory helps lenders stay ahead of the market curve by improving customer experience, enabling quick launch of innovative offerings and driving business agility.