OWIT's Billing Solution, comprised of autonomous insurance-specific microservices, is designed to support the insurance industry's need for a comprehensive and configurable system to support unique billing needs. A no-code, cloud-based, drag-and-drop, date-driven, and rules-based solution, the OWIT Billing Solution can integrate with an insurer's existing system as a complete solution includes an optional User Interface, Document Generation microservice, and a reporting microservice. The solution can also be leveraged as a "headless solution," without the User Interface if required. The BillingSolution's Editor is an administration tool used to define the rules for billing plans, installment plans, delinquency management, account reconciliation, and commission management. The administration tool supports security profiles, including insureds, agents, mortgagees, payers, internal users, supervisors, and administrators. The Billing Solution supports Brokers, Carriers, Coverholders, MGAs, MGUs, and Reinsurers.