Digital payments have transformed the way consumers access their funds. Industry veteran Mike Vizcarrondo refers it to a commodity, emphasizing the fact that account-to-account payments are growing at double—even triple—digits. He also highlights how it can be a key differentiator for organizations, stating, “Consumers really want their money being sent from their wallets digitally. And if their bank doesn’t offer this, they’re going to go find it in fintech.”