In an increasingly digital world, where e-commerce and online transactions have become a way of life, securing sensitive financial data is of paramount importance. India, with its burgeoning digital economy, has seen a remarkable surge in online payments. According to the Reserve Bank of India (RBI), credit card transactions in the country increased by 30.1% in volume and 47.3% in value in the year 2022-23. This explosive growth has brought the topic of credit card tokenization to the forefront of discussions in the financial industry.