SMAART is a Claims Reserving, Portfolio Monitoring and Pricing System for the health insurance business. It provides you with a 360-degree view of your business performance, allowing you to monitor your portfolio profitability from a product and policy perspective, use past claims experience and factors like seasonality and medical trends to make projections for incurred claims, ultimate claims, and eventually price, and steer your portfolio towards desired targets. With a user-friendly experience, it provides you with the tools you need to:

• Manage your health business reserves
• Monitor policy performance and handle renewals
• Monitor product performance and decide pricing

Conceived by Munich Re actuaries, SMAART is a robust yet simple-to-use system that you can count on.