We, at Mindtree, understand the complex challenges Banks and Financial institutions face. Mindtree leverages its extensive domain and technical expertise to deliver mission-critical banking software and solutions for global banks. To support the future of banking, we provide scalable digital banking services, new cutting-edge technologies, manage and execute strategic initiatives and create innovative delivery models.

Choosing the right digital partner is one of the key dilemmas faced by today’s businesses. Mindtree has quickly become a preferred digital transformation partner for Global 2000 companies. Mindtree was “Born Digital” and continues to bring extraordinary depth across the entire digital value chain. With a strong blend of expertise and execution, Mindtree delivers remarkable customer experiences while driving greater efficiency and modernizing business operations – programs that result in real value for our client’s business and their customers. Digital is in our DNA and using technology as an enabler, we transform business strategies to seize new and emerging opportunities.

Digital Banking helps banks and financial services to focus on transforming their existing business and technology landscape that serves as a catalyst for product and channel innovations. It enables banks to plug into the digital economy and co-create products and services with new and diverse revenue streams. Digital banking focuses on using digital innovation to provide enhanced customer experience across all channels.

Mindtree has proven expertise in creating various banking solutions. For instance, our Loan Origination solution is a market-proven, fully integrated platform that transforms the way banks appraise, approve, and track corporate loans. The Solution enables banks to improve operational efficiency and minimize loan decisioning turnaround time. It also helps banks comply with stringent audit and compliance requirements and empowers relationship managers to focus on consultative selling.

Mindtree engineered its lending solution using advanced BPM technology that integrates with existing business or technology infrastructure in seamless and secure manner. The result is a convenient centralized platform that automates the entire corporate loan origination process, from sourcing to appraisal to disbursement. This platform comes with inbuilt workflows and business rules that can be configured to replicate the business process intrinsic to each bank.

Digital Banking

• Banking as a Platform - Open API structure, enable Fintech payment providers to host products on banking platform
• Connected banking - Personalization framework built by understanding the customer's 'digital body language' and constructing a unified view of customer profiles, preferences, purchase and behavior
• Data Analytics platform – Gather and analyze customer related data to gain meaningful insights and leveraging this to help customers make better financial decisions
• Omni Channel experience – Tailor-made solutions for customers that are channel agnostic offering a seamless experience
• Blockchain - Distributed ledger technology
• Chatbots - Artificial intelligence (AI) and machine learning (ML) based computer programs
• Biometric authentication - Enhanced security for mobile banking
• Retina and voice recognition - Enhanced security for mobile banking
• Internet of things - Sending account related alerts on wearables
• Risk and Compliance - Integration of risk management and compliance