iMAL is the industry-leading digital Islamic core banking platform, and the first and only AAOIFI-certified software, confirming its compliance with AAOIFI’s Sharia and financial accounting standards. The platform has been architected out of years of experience and offers several powerful and differentiating features making it one of the most comprehensive, flexible and scalable Islamic solutions available in the market. It addresses the core banking, Islamic banking, investment, financing and collection, omnichannel, payments, treasury, trade finance, risk management and compliance requirements of Islamic financial institutions worldwide to drive business excellence. iMAL helps traditional and emerging Islamic financial institutions drive truly digital transformation to achieve frictionless customer experiences, larger ecosystem play, insights-driven interactions and ubiquitous automation. It is highly reliable, cloud-enabled, deployable on a fully scalable, n-tier architecture, and supports digital transformation and open banking through artificial intelligence, blockchain and other technologies.

iMAL has been recognized by leading industry analysts for its broad and deep Islamic functionality, flexibility, viability and operational performance.