We built the Alkami Online Banking Platform to empower our clients to succeed in the new age of a “digital first” relationship with their users. The platform offers retail and business banking on a single platform. Users are provided with a feature-rich online banking experience that is consistent from one channel to the next (desktop, mobile, tablet). Our platform is flexible and open in that Alkami has built hundreds of interfaces to third-party products for our clients, and we anticipate each new client’s implementation may require new interfaces. We intentionally built our platform with this expectation so that it is easy to extend the platform with new services for our clients. The Alkami platform has a fully integrated, seamless UI reflecting a modern, user-friendly experience across all devices and channels. Unlike outdated, multiple, mismatched, and disparate systems of legacy vendors, our platform matches and exceeds the expectations of tech-savvy consumers who demand more out of their financial institutions. We make this possible by taking advantage of our Continuous Innovation and Software Delivery approach keeping your digital banking platform competitive in the marketplace. We offer scalability, reliability, security, flexibility, speed-to- market, and commitment to continual improvement unmatched by other providers. In those instances, where our flexible platform interfaces to third-party systems, it is our preference to use APIs whenever possible. This allows us to create the user experience to match the elegance and innovation of the Alkami platform. The Alkami Online Banking Platform offers a number of innovative features including:

• Enhanced Retail Banking – The Alkami platform helps financial institutions move beyond the basics of accounts, transfers and bill pay with P2P, card controls, alerts, account aggregation, rewards, shared access, PFM, analytics and much more.
• Integrated Mobile Banking – Financial institutions can eliminate the confusion and feature disparity of multiple platforms by providing your mobile users with the same experience and features they love with traditional desktop banking.
• Business Banking – With our integrated business banking features, business users can easily manage payroll, wires and payments as well as administer sub-users and their permissions.
• Intelligent Content Delivery – The Alkami platform helps financial institutions deliver targeted content to their users that is tailored, relevant and timely. They can easily manage the rules, conditions, and content enabling personalized promotions, education and alerts.
• Business Intelligence and Data Analytics – Through Flux, Alkami’s Business Intelligence and Data Analytics solution, Alkami exposes data through various dashboards, reports, and data exports. Flux is not just about canned marketing reports; it gives our clients a 360-degree view of their users, users’ online behaviors, and users’ banking behaviors.