Banks and credit unions continually have to make a choice when it comes to technology—maintain the status quo and risk losing account holders, or go through the disruption and cost of a big IT project. The U.S. has been a laggard for real-time payments adoption when compared to our global peers. However, there are some misconceptions about real-time payments that may be contributing to this. Here are five common misconceptions that FIs have about real-time payments.

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