IntelliFNOL™ and IntelliFROI™ are smart products that focus on P&C Insurance lines such as medical professional liability, workers compensation, commercial property, general liability etc. These are robust and powerful loss and injury reporting tools that address important business processes and attributes such as timely data collection. a policy coverage check, configurable workflows, unlimited photo and video, and a customer configurable set of data elements. Complementary cloud-based portals and mobile apps help insurance carriers, state funds, program managers self-insureds, PEOs, TPAs, and municipalities with incident reporting and claim lag. Our incident reporting tools may be integrated with existing claim workflows greatly enhancing and improving business functions such as claim lag, incident accuracy, subrogation identification, policyholder satisfaction and fraud detection. We believe customers will benefit significantly by implementing these tools. Most claim processing organizations provide their policy holders, agents and employees with some sort of a web reporting capability to process a first notice of loss (FNOL) or a first report of injury (FROI). Some solutions may include a basic mobile app for video streaming, but almost none provide an intelligent FNOL or FROI application designed to accelerate early loss and injury reporting. IntelliFNOL and IntelliFROI are a combination of a Cloud-based web portal and an iOS/Android mobile app that work together seamlessly.