From application entry to policy issuance, ALIP New Business and Underwriting provides carriers with the speed, consistency and ecosystem connectivity necessary to cost effectively process and underwrite applications and price policies. The cloud-based solution is comprised of electronic applications, underwriting, case management, workflow, reporting, and work management. The componentized architecture includes modules for new business, product introduction, underwriting, actuarial calculations, agent portal, integrations and product and business configuration workbenches. ALIP NBUW supports policy issuance via straight through processing for the majority of applications by using alternative data sources and GenAI for automated decisioning and work management. By integrating all steps in the NBUW process, ALIP NBUW enables carriers to reduce cost per policy issued, improve speed and efficiency of underwriting decisions, improve customer experience for consumers and agents/producers and accelerate product time to market.