Life / Annuity / Pensions / Health Policy Administration and Servicing (PAS) Systems

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A policy administration system is a system of record containing current and historical information about policies issued by a life insurer. The system can also support other functions going from the front end like policy holder or medical providers portals to back-end components such as underwriting, claims, billing, etc. These are the core systems for an insurer and typically do the following: automatic processing such billing, anniversary processing, premium calculations, regulatory compliance, accounting extracts, and commission calculation, and processes policy changes, payments, withdrawals, fund updates, and nonforfeiture.
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