Stephen focuses on retail banking trends, with an emphasis on fintech startups, emerging technology, and digital transformation. He has worked with some of the largest banks in the US and globe to influence digital strategies and identify opportunities in the space. Prior to his current home in New York, Stephen was based out of Madrid, concentrating on issues related to banking across Europe.
Stephen’s recent consulting work includes: market entry strategy for a global financial services vendor, market opportunity assessment for large tier 1, and digital transformation strategic assessment for large tier 1 bank.
Stephen has been a frequent speaker at large conferences such as CARTES Paris, American Banker’s Retail Banking Conference, and Cumbre Financiera Panama, as well as at industry roundtables and vendor events. He has been quoted in publications such as Forbes, The San Francisco Chronicle, American Banker, Banking Exchange, and others.
Stephen earned his degree from the University of California Los Angeles. He speaks English and Spanish.
March 20 2018IT spending globally will increase by 4.2% annually, mostly driven by new investment spending. This report analyzes the IT spending patterns of b…
Project FutureCore: Zions Bancorporation’s Transformation and Implementation of the TCS BaNCS Core SystemFebruary 16 2018The size of the US banking market and the relative age of the most common core platforms present a lucrative market opportunity for outsiders. Ho…
December 04 2017In 2011, RBI decided to implement the Intellect Quantum Central Banking Solution (QCBS), progressively modernizing one of the largest central ban…
November 13 2017The US remains the largest and most attractive global market for international core systems vendors. Domestic vendor consolidation has reduced de…