Senior Analyst
London, United Kingdom


Gareth's research focuses on Payments. As part of the payments team, his prime focus is on corporate payments, working closely with his colleagues in the Corporate Banking team.

He is a leading expert on:

  • bank payment processing, and is the analyst who has been covering payment services hubs the longestin the industry;
  • payment networks and infrastructures, including Swift, ACH and Wires;
  • and real-time payments, a topic he has been active in since 2006, and has worked in on almost every continent.

Gareth has been widely quoted in the media, including American Banker, New York Times andBBC News, and is a frequent speaker at such events as Sibos, EBADay, NACHA Payments, as well as private events around the world.

Prior to Celent, Gareth worked for Secura Monde International, a leading cash consultancy; as Regional Research Director of European Payments at TowerGroup; and in corporate strategy at VocaLink Ltd, the UK ACH and ATM network.

Gareth has a Bachelor of Science in Quantity Surveying from the University of Portsmouth, and a Post-Graduate Degree in Information Science from the University of North London.

Latest reports

  • March 16 2018
    The subject of payment services hubs is one that Celent is well known for, having followed from the very earliest days. The same is true for real…
  • February 26 2018
    Asia-based bank takes a “right size” approach to a payment services hub project. Payment services hubs continue to be explored the world over as…
  • November 16 2017
    In its latest update to the top trends in corporate payments, Celent sets out the key corporate payment trends that banks need to be aware of in…
  • April 04 2017
    Celent: Model Bank Award: CBW Bank: Leveraging Modern APIs Winner of Celent Model Bank 2017 award for Banking as a Platform. CBW Bank developed a…

Upcoming events

  • 29 April - 2 May 2018
    San Diego, CA, United States
    Patricia Hines will be a Session Speaker on Crossing the Border: Driving Innovation with Efficiency at this year’s NACHA Payments 2018 on 5/1/201…