The small business segment is both large and lucrative for retail banks. However, it is also becoming increasingly competitive as a range of cha…
Insights
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21 March 2024
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21 March 2024
Embedded finance is one of the hottest topics in the industry today, and with good reason. It can enable a bank to access new markets and custom…
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7 February 2024
To my eternal regret, I’ve never developed the ability to predict the future and I believe the same is true of my colleagues at Celent (or we’d…
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31 January 2024
Payments are an area of particular opportunity for Artificial Intelligence (AI) technologies. The complexities involved in processing non-card p…
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23 January 2024
Electronic Money Institutions (EMIs) have played a key role in the growth of the fintech sector in Europe and are now becoming systemically impo…
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15 November 2023
A year ago, the immediate future for variable recurring payments (VRPs) looked bright. The implementation deadline for sweeping transactions in…
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14 November 2023
Recorded on November 14, 2023. Banks have long sought agility through technology investments, from automating record-keeping and internal workfl…
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14 November 2023
The economic shocks of 2023 appear to have calmed, but financial conditions remain far from easy for retail banks and their clients. For banks,…
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25 October 2023
While the start of the decade was defined by the pandemic, the banking industry landscape over 2022-2023 has been driven by the growth of intere…
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28 September 2023
Retail bank technology spending across Asia Pacific region has grown steadily in 2023. While some of the specific drivers behind this growth var…
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26 September 2023
While the macroeconomic environment in Europe remains challenging, retail bank technology spending in Europe has grown steadily in 2023. The hig…
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26 September 2023
While the start of the decade was defined by the pandemic, the banking industry landscape over 2022-2023 has been driven by the growth of intere…
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18 September 2023
Low code is becoming an increasingly important topic in the banking industry. Capacity limitations in the technology function can frequently mea…
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31 August 2023
Despite challenges posed by the macroeconomic environment, North American (NA) retail bank technology spending will grow by 3.5% in 2023. The hi…
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19 July 2023
Recorded on July 18, 2023. Want to hear more about the current state of technology strategy and investment prioritization in the industry? Our…