Featured Analyst

Hua Zhang Hua Zhang Analyst Analyst Banking, Global Financial Services, Securities & Investments Banking, Global Financial Services, Securities & Investments Full bio and Reports All Analysts
October 14, 2014
中国市场比西方国家市场更适合于直销银行的发展,比如:低端零售客户和小微企业得到的金融服务远远不够。Celent预计直销银行在中国银行业的比重将超过10%。 中国虽然有多家银行开设了直销银行,但是他们的模式并不是完全相同的。比如:民生直销银行则立志于成为完全独立的直销银行,并且采用纯粹的线上模式,核心战略目标是服务于低端零售客户和小微企业这种长尾市场;北京银行则借鉴ING Direct的经验,采取线上+线下模式,核心战略目标则是低成本吸收储蓄。直销银行的主要趋势包括:发展P2P信贷业务、...
October 14, 2014
Study Highlights Key Organizational Imperatives for Financial Services Cooperatives in Search for Growth An Oliver Wyman study of over 25 cooperative financial services institutions (cooperative banks and credit unions) in Canada, the US, Mexico,...

Featured Analyst

Zilvinas Bareisis Zilvinas Bareisis Senior Analyst Senior Analyst Banking Banking Full bio and Reports All Analysts
October 9, 2014
Apple Pay has a good chance to be successful, but it’s not going to happen overnight. In the US, the keys to its success lie with the merchants, and Apple needs to develop a much stronger merchant proposition, particularly for in-store payments....

Featured Analyst

Zilvinas Bareisis Zilvinas Bareisis Senior Analyst Senior Analyst Banking Banking Full bio and Reports All Analysts
October 3, 2014
Celent sought to understand the landscape of card management and transaction processing (CMTP) vendors and service providers. This report offers a dozen observations into the market. The cards and retail payments market has changed beyond...

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