Ariana-Michele Wittlake

Senior Analyst
Banking

Ariana-Michele Wittlake is a senior analyst in Celent's banking group and is based in the firm's San Francisco office. Ms. Wittlake's expertise centers on the payment card industry and includes topics such as payment fraud, risk management and compliance, identity theft and verification, payroll cards, proximity payments, and smart cards.

Ms. Wittlake has been widely quoted in the mainstream press, including The Wall Street Journal, The New York Times, USA Today, and Investor's Business Daily. Her commentary and articles have also appeared in many trade publications, including American Banker, Bank Technology News, Bank Systems & Technology, and Card Technology. She has also appeared on television and radio programs, including CNBC’s Wake-up Call. A frequent public speaker, Ms. Wittlake has participated in a variety of financial industry trade shows, such as the NACHA Payments 2004 Conference, Thomson's Card Forum & Expo, and the SIA Internet Update Conference.

Before joining Celent, Ms. Wittlake worked in the investment banking department of Tucker Anthony Cleary Gull (TACG), where she focused on technology for the financial services industry, including online banking. Before her time at TACG, Ms. Wittlake was an analyst for the technology investment banking group at Advest Inc.

Ms. Wittlake received her BA in economics and mathematics from Smith College.