Statement of Objectivity & Methodology

Objectivity

Celent is a research and consulting firm that provides technology and business strategy advice to the financial services industry. Celent provides unbiased insight to industry trends, competitors in the market, and market sizes. Celent's research reports are written by in-house analysts with extensive experience at a variety of top global financial services firms, technology vendors, and consultancies.

Celent's research clients include financial institutions, vendors, and consulting firms. Occasionally, these solution providers will be evaluated in our reports, along with providers with whom Celent does not have a relationship. Celent evaluates all vendors using the same criteria, whether or not they use our research and advisory services.

Vendors and financial institutions profiled in our reports are given the opportunity to correct factual errors prior to publication, but cannot influence Celent's analysis or opinions of the products, solutions, or strategies that we are evaluating. Firms may not purchase or influence positive exposure.

Methodology

The findings and analyses in Celent's reports reflect our analysts' considered opinions and research of market trends, sizes, and participants. Celent analysts use the research methodology detailed below.

When citing third-party data or opinions, Celent provides source information. When citing formal survey results, Celent provides as much information as possible about survey methodology and participants, within the limits of confidentiality. All other material appearing in Celent's reports are created by the analyst and is derived from the sources listed above and from Celent's experience. Figures and charts based on this analysis are labeled "Celent analysis."