San Francisco, CA, USA
May 2, 2008

The Would-Be Disruptors: New Technologies in the Remittance Space

Table of Contents

Return to report Abstract

Executive Summary 3
Introduction 5
Why This Matters: Global Remittances Market Size 7
  Volume and Transactions 7
  Fees 9
  Demographics 9
Current Ecosystem Taxonomies 12
  Taxonomy of Models 12
  Taxonomy of Roles 13
  Taxonomy of Technologies 15
  Taxonomy of Regulations 18
  Pricing 20
Current Ecosystem Strengths and Weaknesses 22
  Cash-to-Cash 23
  Account-to-Account 24
  Account-to-Cash 25
  Card-to-Cash 25
  Card-to-Account 26
  Cash-to-Account 26
Technology Disruptors: Approaches That Will Alter the Incumbent Models 27
  Mobile Remittances 28
  Use Cases 28
  Card-to-Card 40
  International ACH 51
  SWIFT 58
  Other Approaches 62
Conclusion 67
 

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