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Celent

New York, NY, USA
March 31, 2008

Do Banks Want Customers in Their Branches? The RDC Branch Renewal Paradox

Table of Contents

Return to report Abstract

Executive Summary 04
Introduction 07
  Branch Transaction Taxonomy 08
  Branch Transactions and Self-Service 12
  Branch Automation Solutions 13
Growing Influence of Self-Service 16
  Remote Deposit Capture 18
  Consumer Capture 22
  Image ATM 25
Leveraging Branch Traffic 28
  Salary Compensation 29
  Cross-Sell and Upsell 31
The Future of Branch Banking 33
  Alarms Ringing 34
  Reinventing the Branch -- Eventually 38
Conclusions 40
Appendix I: Research Methodology 41
Appendix II: Solution Adoption Detail 44
 

About Celent

Celent is a research and advisory firm dedicated to helping financial institutions formulate comprehensive business and technology strategies. Celent publishes reports identifying trends and best practices in financial services technology and conducts consulting engagements for financial institutions looking to use technology to enhance existing business processes or launch new business strategies. With a team of internationally experienced analysts, Celent is uniquely positioned to offer strategic advice and market insights on a global basis.

Media Contacts

New York - Dana Lautin
dlautin@celent.com
Tel.: +1 646 364 8254

Paris - Muriel de Munck
mdemunck@celent.com
Tel.: +33 1 42 61 06 88

Tokyo - KyongSun Kong
kkong@celent.com
Tel.: +81 3 3571 7104

 

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