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| New York, NY, USA To the Swiftest Go the Spoils:
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| Executive Summary | 03 | |
| The Benefits of Automation | 06 | |
| Consumer Lending Growth | 08 | |
| BECU: Laying the Foundation for Growth | 09 | |
| Technology Project | 09 | |
| Product and Process Enhancements | 11 | |
| Results | 12 | |
| Bremer: Centralizing Retail Loans and Deposits to Improve Efficiencies and Relationships | 14 | |
| Background | 14 | |
| Decision-Making Process and Objectives | 15 | |
| Implementation Milestones | 16 | |
| Benefits | 16 | |
| Conclusions | 18 | |
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