London, United Kingdom
January 07, 2009

Commercial Lending Credit Risk Management

Table of Contents

Return to report Abstract

Executive Summary 3
Commercial Lending -- Market and Business Trends 6
  Fallout from the Crisis 6
  An Evolving Scene 13
Credit Lifecycle and Risk Technology Underpinnings 14
The Need to Strengthen Practices 14
Study Overview 17
  Context of Study 17
  Scope and Methodology 18
  Analysis Framework 19
Front Office Workflow 20
  Business Imperatives and Practices 20
  Challenges 21
  Best Practice Approaches and Considerations 22
UCI / Obligor Data 24
  Business Imperatives and Practices 24
  Challenges 25
  Best Practice Approaches and Considerations 26
Collateral Data Management 30
  Business Imperatives and Practices 30
  Challenges 31
  Best Practice Approaches and Considerations 32
Loss Data Management 34
  Business Imperatives and Practices 34
  Challenges 35
  Best Practice Approaches and Considerations 36
State of Commercial Lending Risk Technology 37
Considerations for Deploying Component-Based "Building Block" Technologies 38
Facing a Downturn: Enhancing Risk Technology Capabilities to Support Recessionary Strategies 42
  Exploiting Technology to Create Impact 42
Conclusion / Looking Forward 48

 

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